- Any individual and corporate owner of a Private Car aged less than 5 years.
- The Value to range from Rs 400,000 to Rs5,000,000
- Loss or damage to vehicle and its accessories arising out of any cause.
- 24 Hour Road Side Assistance (Towing Services).
- Indemnity is on ‘Agreed Value Basis’
- Excess is waived entirely in accidental cases irrespective of fault for the first three years
- The excess is however maintained in all other type of claims
- A replacement car not exceeding 1800cc is made available. Not extended in case of unavailability of spare parts
- In Total Loss cases, a replacement car is made available for a period from the loss till indemnity is paid out.
- Protection to Car Occupants against death or disability to the limit of Rs300,000 per seat with Medical Expenses limit of Rs 25,000