DON'T SIMPLY RETIRE FROM SOMETHING, HAVE SOMETHING TO RETIRE TO

The Jubilee Personal Pension Plan is a specially designed savings plan for you to make provisions for your retirement and is characterized by the following features:

• Individuals that are not in group schemes can save for retirement
• Flexible contributions (may stop, suspend or defer depending on financial circumstances)
• The Employer can contribute on behalf of the member
• Normal Retirement age is 60 years (early/late retirement possible)
• Funds are invested in a Guaranteed Fund such that:
  • Capital and past investment income guaranteed.
  • Return to the fund guaranteed not to be less than the minimum guaranteed rate.
  • Members can withdraw from the Plan before retirement age subject to legislation.
  • Individuals can purchase a pension/annuity at retirement

The Personal Pension Plan is:

• Registered with the Retirement Benefits Authority (RBA) which monitors schemes and service providers
• Administered by Jubilee, and
• Registered with the Income Tax Authority for:
  • Tax free allowance on contributions
  • Investment income not taxed
  • Tax free allowances at time of withdrawal
  • Tax free allowance on pension