INDEMNITY AGAINST ANY UNFORSEEN LOSS

We provide the following products:

1. Burglary: Indemnity against loss of or damage to property insured resulting from theft involving actual forcible entry or exit.
2. Consequential Loss: Indemnity against loss of revenue due to business interruption following any unforeseen physical loss of or damage to the plant and machinery insured under the Machinery Breakdown policy.
3. Electronic Equipment: Indemnity against any unforeseen physical loss of or damage other than by specifically excluded perils. Cover is meant for various Items of Computer Equipment and accessories
4. Fidelity Guarantee: Indemnity against direct pecuniary loss resulting from fraud or dishonesty of employees in the course of employment
5. Fire and Special Perils: Loss of or Damage to Property resulting from Fire, Lightning,  Explosion, Earthquake Fire & Shock and Volcanic Eruption, Bush Fire, Riot, Strike, Malicious Damage, Special Perils (A to H) and Spontaneous Combustion.
6. Goods in Transit: All risks of loss of or damage to goods in transit anywhere within the country.
7. Machinery Breakdown: Indemnity against any unforeseen physical loss of or damage to the specified plant as a result of any cause not excluded by the policy. Cover includes loss or damage resulting from mechanical or electrical breakdown.
8. Money: Indemnity against loss of money and damage to safe or strong room damaged in the course of theft of money
9. Personal Accident: Compensation for death or disability, and medical expenses incurred in connection therewith, occurring at any time (24 hour cover) caused by accidental, violent, external and visible means.
10. Plate Glass: Indemnity against the cost of replacing glass following accidental breakage including
    • Cabinets, Glass Signs & Display Signs
    • Lettering & Sign-writing
    • Cost of Temporary Boarding-up
11. Professional Indemnity: Indemnity against legal liability to third parties arising out of breach of professional duty by reason of any negligent act, error or omission of the insured.
12. Public Liability: Indemnity against legal liability to third parties for accidental death, bodily injury and / or illness and / or loss of or damage to property incurred in the course of the Insured’s business.
13. Travel Policy: Briefly the policy provides the following cover to the Insured whilst traveling anywhere in the World:
    • Medical expenses and hospitalization abroad
    • Cost of medical evacuation and repatriation in case of illness or accident
    • Cost of prolongation of stay due to illness
    • Cost of emergency return home following death of a family member
    • Cost of returning home mortal remains of the Insured.