1. Our Commitment to Privacy
For more complete descriptions of the terms, conditions and exclusions of insurance policies or other products or services, please contact your independent agent or refer to the particular policy or contract. Please remember that only an insurance policy or contract can provide actual terms, cover, amounts, conditions, limitations and exclusions.
This Policy applies only to the information collected by Jubilee from the users of our Web Site www.jubileeafrica.com. It does not apply to information collected by Jubilee in any other way, including offline.
Our Web Site contains links to other web sites operated by third parties. Jubilee is not responsible for the content, privacy practices or policies of such third party web sites and this Policy does not apply to those web sites.
5. The Information We Collect
a) Non-Personal Information Collected and How it is Used
Our Web Site is not set up to automatically collect personally identifiable information from each visitor to our Web Site. It recognises the home server of visitors, but not e-mail addresses. For example, we can tell which Internet Service Provider our visitors use, but not the names, addresses or other information about our visitors that would allow us to identify the particular visitors to our Web Site. The technical information we collect is used only for internal purposes by our technical support staff.
Our Web Site tracks certain information about the visits to our Web Site. For example, we compile statistics that show the numbers and frequency of visitors to our Web Site and its individual pages. These aggregated statistics are used internally to improve our Web Site and for product development and marketing purposes generally. Those aggregated statistics may also be provided to advertisers and other third parties, but again, the statistics contain no personal information and cannot be used to gather such information.
b) Personal Information Collected
In select areas on our Web Site, we ask you to provide information that will enable us verify whether you are entitled to access and use certain information, materials and services available from our Web Site, to enable us enhance your site visit, to assist you with customer service or technical support issues, to follow up with you after your visit, or to otherwise support your customer relationship with Jubilee. Providing such information is completely optional. However, failure to provide it may mean that you cannot access and use certain information, materials and services.
For example, we request information from you when you:
*Log-on to certain areas of our Web Site, where you may be prompted to provide us with your Jubilee ID number and password as a condition to gaining access to certain information, materials or services
*Subscribe to a product information newsletter, ask to be added to our mailing lists to receive information about our products or services, register for a seminar or notify us of a change of address
*Participate in a promotional offer
*Provide feedback in an online survey
In each of the instances above, we typically ask for your name, e-mail address, phone number, address, information, product preference information, as well as other similar personal information that is needed to register or subscribe you to services or offers. On occasion, we may ask for additional information to enable us to provide you with access to and use of certain information, materials and services. In the case of product information newsletters or direct or electronic mailing lists, you will be able to "unsubscribe" to these mailings at any time.
6. How We Use Personal Information
Jubilee uses your personal information only for the purposes stated below.
The personal information you provide to us when using our Web Site, such as your name, postal or e-mail address or telephone number will be kept confidential and used to support your customer relationship with Jubilee, and to notify you of special offers, updated information and new products and services from Jubilee, or offers from third parties that we think may be of interest to you. Agents or contractors of Jubilee who are given access to your personal information will be required to keep the information confidential and not use it for any purpose other than to carry out the services they are performing for Jubilee.
Jubilee may enhance or merge your personal information collected at its Web Site with data from third parties for purposes of marketing products or services to you.
Circumstances may arise where we are required to disclose your personal information to third parties for purposes other than to support your customer relationship with Jubilee, such as in connection with a corporate divestiture or dissolution where we sell all or a portion of our business or assets (including our associated customer lists containing your personal information),or if disclosure is permitted or required by law.
7. Opting Out or Unsubscribing
We will send you information about our various products and services or other products or services we feel may be of interest to you. Only Jubilee (or agents or contractors working on behalf of Jubilee under confidentiality agreements) will send you these direct or electronic mailings. If you do not wish to receive such mailings, you can request to be removed from either our direct or electronic mailing lists at any time by emailing us at
8. Our Commitment to Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put into place appropriate procedures to safeguard and secure the information we collect online through firewalls and encryption technology.
10. How to Contact Us
Not Legal Advice, Web Site and Jubilee Services Disclaimer and Limitation of Liability.
Not Legal Advice
The Jubilee web pages (HTML) and other documents stored on the server www.jubileeafrica.com delivered via the Jubilee online service have been prepared for informational purposes only do not constitute legal advice. Transmission and/or receipt of any information contained in the Jubilee web pages or from the Jubilee online service does not create an attorney-client relationship. Information in Jubilee web pages should not be acted upon without seeking independent legal advice.
Web Site and Jubilee Services Disclaimer and Limitation of Liability
The Jubilee pages (HTML and other documents stored on the server www.jubileeafrica.com are subject to change and may be incomplete or no longer current. Documents may contain typographical or other errors Jubilee disclaims all liability for these errors or omissions. In addition, Jubilee is providing web pages (HTML and other documents stored on the server www.jubileeafrica.com) and software on an